Systematic Investment Plan (SIP) Calculator

Investment Period

Monthly Investment Amount

Expected Annual Return

%

Years

yrs

Step Up

%

Expected SIP Return

Total Amount Expected

195,205.953

Total Amount Invested

150,000.000

Total Gain

45,205.953

Investment

Expected Return

Periods Investment Amount Return on Investment Balance Amount
1 2500 20.83 2520.83
2 2500 41.84 5062.67
3 2500 63.02 7625.7
4 2500 84.38 10210.08
5 2500 105.92 12815.99
6 2500 127.63 15443.63
7 2500 149.53 18093.16
8 2500 171.61 20764.77
9 2500 193.87 23458.64
10 2500 216.32 26174.96
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What is SIP?

SIP stands for "Systematic Investment Plan." It is a method of investing a fixed sum of money at regular intervals (such as monthly) into a financial product, typically mutual funds.

SIP is a convenient way to invest in mutual funds because it allows investors to make small investments at regular intervals instead of making a lump-sum investment. It enables investors to invest small amounts of money at regular intervals, regardless of market conditions. This helps to average out the cost of investment over a period of time, and also it allows investors to make use of the power of compounding.

SIPs are beneficial for those who want to invest in mutual funds but do not have a large amount of money to invest at once, or for those who want to invest regularly. It also encourages discipline in investing and helps to create a long-term investment strategy.

What is Step-Up SIP?

A Step-Up SIP is a variation of a regular Systematic Investment Plan (SIP) where the investment amount increases over time. It's a way to gradually increase the amount invested in a mutual fund over a period of time. The investor starts with a smaller investment amount and gradually increases it over a period of time, usually on a yearly basis.

The reason for using a Step-Up SIP is that it allows the investor to invest more money as their financial position improves. For example, an investor who is just starting out with a small income may not be able to afford to invest a large sum of money each month. However, as their income increases, they can gradually increase their investment amount through a Step-Up SIP. This way, they can continue to invest regularly and benefit from the power of compounding, without putting a strain on their finances.

Step-up SIP also allows the investor to take advantage of rupee cost averaging, which is a strategy that helps to reduce the impact of volatility in the market. It helps to reduce the average cost of investment over a period of time.

In summary, a Step-Up SIP is a convenient way to increase your investment amount over a period of time as your financial position improves and it also helps to reduce the impact of volatility in the market.